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Buying Your Guide to Buying a Condo in Florida: What Is a Condo Rider and Why Do You Need It? Buying a condo in Florida is an exciting prospect. From pristine white sandy beaches to all-day margaritas and vibrant communities, Florida offers condo buyers a wide range of lifestyle choices. However, buying a condo here involves unique legal and financial requirements. One essential component of the condo-buying process is the Condo Rider. This guide will […]
Buying Rising Inventory in Sarasota? Here’s Why a Buyer Agent is Essential for Success The Sarasota real estate market continues to heat up, with more homes hitting the market than ever in the past 5 years. For buyers, this brings a mix of opportunity and challenge. While increased options can be exciting, navigating a rising inventory market without expert guidance can be daunting and risky. According to most recent […]
Buying The 5 D’s That Drive Today’s Real Estate Market—and How to Navigate Them Like a Pro In today’s crazy real estate environment, marked by fluctuating mortgage rates and limited housing inventory, many homeowners are reluctant to sell. Many sellers are “locked in” at historically low mortgage rates from 2020 and 2021 and are unwilling to switch to new loans with higher interest rates. As a result, transaction volumes have declined from […]
Buying August 2024 Sarasota and Manatee Real Estate Market Update In August, both Sarasota and Manatee real estate market continued to shift. Summer slowdowns and post-pandemic adjustments playing a key role. The latest data reveals key trends for buyers and sellers. Here’s what you need to know. Key Market Highlights: Closed Sales: Closed sales of single-family homes and condos fell in Sarasota and Manatee counties, […]
Buying Understanding Mortgage Rates: What Sarasota Buyers Need to Know Understanding the Sarasota real estate market, especially factoring in mortgage rates, can be tricky. As an experienced real estate agent in Sarasota, I aim to simplify things and help you decide wisely. Let’s dive into the current landscape of mortgage rates and what it means for you as a home buyer in Sarasota. Current Mortgage […]
Buying Florida Real Estate Disclosure Laws: What Sellers Must Tell You Imagine buying your dream home, only to find hidden issues the seller didn’t mention. Florida’s disclosure laws protect buyers from these surprises, ensuring transparency and fairness. This post will explain what sellers must disclose in Florida and how these laws benefit you as a buyer. What Must Sellers Disclose? In Florida, sellers must disclose known […]
Buying What Homebuyers Need to Know About Florida’s New Flood Disclosure Requirement Starting October 1, 2024, a new law goes into effect in Florida that directly impacts homebuyers and sellers across the state. If you’re planning to buy a home soon, especially in an area prone to flooding, this could be crucial information. What Is the New Flood Disclosure Requirement? The new law requires all sellers of […]
Buying What’s Cheaper in 2024? Buying vs. Renting in Sarasota! If you don’t know whether its cheaper to rent or buy in 2024 do this quick calculation. Do what some property investors do and use the Rent-to-Vale (or RV ratio) ratio to help you decide. (insert picture) This compares rental yield to property value and is calculated for an area by dividing the median monthly […]
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Buying Covid-19’s Lasting Impact on Home Prices in Sarasota As we all know, Covid-19 has significantly influenced home prices from 2020 onwards, and we’re still navigating through its aftereffects. The scale of change, however, is quite astonishing: Pre-Covid Trends (May 2014 – May 2020): Sarasota County (SC): Home prices surged by 31%. Manatee County (MC): Prices climbed by 42%. This period saw historically low […]
Homeowners How Investors Are Shaping the 2024 Housing Market It looks like property investors could be coming back to the market, at least according to Redfin anyway. Their latest report reveals that investor home purchases have hit a two-year peak in early 2024, indicating renewed confidence in the housing market. This article explores the factors driving this investor enthusiasm and its broader implications on […]
Buying What to Expect Once You’re Under Contract So, you’ve found your dream home and negotiated the price. Congratulations! But now the real work begins. Earnest Deposit First, you’ll need to pay your earnest deposit to the escrow agent within three days of the sales contract being signed by both parties and delivered to the other side. Depending on the value of the […]
Uncategorized What Can Florida Buyers Do If A Seller Doesn’t Disclose Defects When buying Florida real estate, it’s important to be aware of your rights and options if you discover that the seller didn’t disclose a defect. Even using the AS-IS contract for sale, where a seller can attempt to limit repair responsibilities, Florida law mandates the disclosure of all known material defects that could affect the […]
Uncategorized Understanding Mortgage Rates: Why 30-Year Loans Mirror 10-Year Treasuries Instead of 30-Year Bonds In the evolving landscape of the U.S. housing market, understanding the mechanics behind mortgage rates is important for both current homeowners and prospective buyers. While it might seem intuitive for 30-year mortgage rates to track the 30-year bond yields, they are actually more closely aligned with the yields on 10-year Treasury notes. This article explains […]
Uncategorized Understanding Persistent High Mortgage Rates: A Deep Dive into Economic Indicators Homeowners and potential buyers have been grappling with higher mortgage rates since 2022. This trend can be attributed to several key economic indicators that continue to exert upward pressure on borrowing costs. Let’s explore three primary reasons why mortgage rates have remained elevated. 1. A Robust Job Market The resilience of the job market is […]
Uncategorized How to Lower Your Mortgage Payments: Negotiating Prices vs. Buying Down Points Are you looking to buy a house but want to keep your monthly mortgage payments as low as possible? You’re not alone. Many homebuyers are searching for strategies to reduce their monthly outgoings, especially in today’s market. One common approach is to negotiate the purchase price down with the seller. As I’ve discussed in previous […]
Buying Navigating Sarasota’s Real Estate Market As A Buyer in 2024   In real estate, timing and strategy play pivotal roles in securing the best deals, especially in sought-after locations like Sarasota. A recent conversation I had with a friend, who’s currently on the fence about buying a home in Sarasota due to fluctuating mortgage rates, shed light on a common dilemma facing many potential buyers […]
Uncategorized When Do People Use Bridging Finance To Buy Real Estate?   In the world of real estate, timing can be everything. Whether you’re an investor looking to flip a property or a homebuyer caught between the sale of your old home and the purchase of a new one, the need for quick, flexible financing options is a common hurdle. This is where bridging finance, a […]
Buying Why Is Property Insurance So Expensive In Florida Right Now? A Quick Q&A Q: Why are property insurance rates currently so high in Florida? A: The spike in property insurance costs in Florida can be attributed to a combination of the state’s high susceptibility to natural disasters, notably hurricanes, and a significant reduction in the number of private insurers operating within the state. This trend was notably exacerbated […]
Buying 10 x Creative Ways To Get Your Offer Accepted By Sellers Its February 2024 and inventory levels across Sarasota county are rising. This shift might hint at the onset of a buyer’s market, but if a property is priced correctly, you’ll likely still face competition from other eager buyers for that dream home. Adopting a seller-centric perspective could be your golden ticket to standing out from […]
Uncategorized 10 x Steps To Take Before Hiring A General Contractor Embarking on a construction project, whether large or small, can be daunting if you don’t have a trusted contractor to carry out the work. Here are 10 things to do before hiring a General Contractor (GC): 1. Make your expectations clear from the start. Choose a contractor who shares your vision and values and you […]

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