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Uncategorized

What Can Florida Buyers Do If A Seller Doesn’t Disclose Defects

When buying Florida real estate, it’s important to be aware of your rights and options if you discover that the seller didn’t disclose a defect. Even using the AS-IS contract for sale, where a seller can attempt to limit repair responsibilities, Florida law mandates the disclosure of all known material defects that could affect the […]
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Understanding Mortgage Rates: Why 30-Year Loans Mirror 10-Year Treasuries Instead of 30-Year Bonds

In the evolving landscape of the U.S. housing market, understanding the mechanics behind mortgage rates is important for both current homeowners and prospective buyers. While it might seem intuitive for 30-year mortgage rates to track the 30-year bond yields, they are actually more closely aligned with the yields on 10-year Treasury notes. This article explains […]
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Understanding Persistent High Mortgage Rates: A Deep Dive into Economic Indicators

Homeowners and potential buyers have been grappling with higher mortgage rates since 2022. This trend can be attributed to several key economic indicators that continue to exert upward pressure on borrowing costs. Let’s explore three primary reasons why mortgage rates have remained elevated. 1. A Robust Job Market The resilience of the job market is […]
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How to Lower Your Mortgage Payments: Negotiating Prices vs. Buying Down Points

Are you looking to buy a house but want to keep your monthly mortgage payments as low as possible? You’re not alone. Many homebuyers are searching for strategies to reduce their monthly outgoings, especially in today’s market. One common approach is to negotiate the purchase price down with the seller. As I’ve discussed in previous […]

Uncategorized What Can Florida Buyers Do If A Seller Doesn’t Disclose Defects When buying Florida real estate, it’s important to be aware of your rights and options if you discover that the seller didn’t disclose a defect. Even using the AS-IS contract for sale, where a seller can attempt to limit repair responsibilities, Florida law mandates the disclosure of all known material defects that could affect the […]

Uncategorized Understanding Mortgage Rates: Why 30-Year Loans Mirror 10-Year Treasuries Instead of 30-Year Bonds In the evolving landscape of the U.S. housing market, understanding the mechanics behind mortgage rates is important for both current homeowners and prospective buyers. While it might seem intuitive for 30-year mortgage rates to track the 30-year bond yields, they are actually more closely aligned with the yields on 10-year Treasury notes. This article explains […]

Uncategorized Understanding Persistent High Mortgage Rates: A Deep Dive into Economic Indicators Homeowners and potential buyers have been grappling with higher mortgage rates since 2022. This trend can be attributed to several key economic indicators that continue to exert upward pressure on borrowing costs. Let’s explore three primary reasons why mortgage rates have remained elevated. 1. A Robust Job Market The resilience of the job market is […]

Uncategorized How to Lower Your Mortgage Payments: Negotiating Prices vs. Buying Down Points Are you looking to buy a house but want to keep your monthly mortgage payments as low as possible? You’re not alone. Many homebuyers are searching for strategies to reduce their monthly outgoings, especially in today’s market. One common approach is to negotiate the purchase price down with the seller. As I’ve discussed in previous […]

Uncategorized When Do People Use Bridging Finance To Buy Real Estate? In the world of real estate, timing can be everything. Whether you’re an investor looking to flip a property or a homebuyer caught between the sale of your old home and the purchase of a new one, the need for quick, flexible financing options is a common hurdle. This is where bridging finance, a […]

Uncategorized 10 x Steps To Take Before Hiring A General Contractor Embarking on a construction project, whether large or small, can be daunting if you don’t have a trusted contractor to carry out the work. Here are 10 things to do before hiring a General Contractor (GC): 1. Make your expectations clear from the start. Choose a contractor who shares your vision and values and you […]

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